Mortgage Loan Originator
Company: Midland States Bank
Location: Rockford
Posted on: May 16, 2022
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Job Description:
At Midland States Bank, we believe that when we can bring our
whole selves to work each day, we become happier, more comfortable,
more confident and more excited to do great things for our
customers, each other and our company. We're proud to be an Equal
Opportunity and Affirmative Action employer. At Midland, we
recruit, employ, train, compensate and promote without regard to
race, color, religion, gender, gender identity or expression,
sexual orientation, national origin, genetics, disability, age, or
veteran status. If you are looking for a place to grow, we
encourage you to apply at Midland States Bank, because you belong
here.Position SummaryDevelops relationships and solicits business
from referral partners such as realtors, builders, bank colleagues,
attorneys, and CPAs. Primary responsibilities include the
collecting and analyzing of prospect's income, assets and
liabilities in in order to advise them on the most appropriate
mortgage products as well as other products and services to meet
their financial needs. Primary AccountabilitiesResponsible for the
sales and origination of family residential loans within
predetermined guidelines and rates set forth by the Bank and its
investors.Responds to customer's residential mortgage needs by
analyzing their financial profile and identifying the appropriate
mortgage program for them.Follows-up with applicants and secures
the necessary information to process and underwrite the loan;
conducting site visits if needed. Provides assistance to help
potential borrowers successfully qualify for financing.Consistently
achieves volume and/or unit production targets.Works cooperatively
and constructively with a wide variety of people, cross-functional
teams, community- based organizations, title companies and referral
partners.Actively cross-sells bank products where
applicable.Projects a positive attitude and act with integrity at
all times.Deliver "best-in-class" customer service.Provides support
at bank sponsored events.Must adhere to pertinent state and federal
laws and regulations, Company's Compliance Policy and external
compliance requirements.Maintain compliance with all applicable
regulations including, but not limited to, the Bank Secrecy Act
(BSA).Other duties, responsibilities and activities may change or
be assigned at any time with or without notice.Position
Qualifications Education/Experience:Bachelor's degree in business,
finance, real estate, or related field preferred.Ability to obtain
NMLS State License or Federal NMLS Registration.1+ years'
experience in real estate and/or mortgage. Strong entrepreneurial
and business development/sales experience/skills.Knowledge of FHA,
FNMA and FHLMS underwriting guidelines.Knowledge of mortgage
compliance regulations.Business acumen and judgment- bank mortgage
products, policies, and procedures.Needs analysis skills -
analyzing information regarding customer income/debts,
etc.Interpersonal/Persuasive/Influencing and negotiation
skills.Competencies:Business insightCultivates innovationDrives
resultsMakes sound decisionsBeing a brand
championCollaboratesCommunicates effectivelyCustomer focusBeing
AuthenticEmotional IntelligenceSelf developmentBeing flexible and
adaptable If you require reasonable accommodation in completing
this application, interviewing, completing any pre-employment
testing, or otherwise participating in the employee selection
process, please direct your inquiries to Midland States Bank Human
Resources at HR@midlandsb.com. THIS JOB DESCRIPTION DOES NOT
CONSTITUTE A CONTRACT FOR EMPLOYMENT
PI175613304
Keywords: Midland States Bank, Rockford , Mortgage Loan Originator, Other , Rockford, Illinois
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